Payout Calendar (ACH) Payment Delays

πŸ—“οΈ ACH Processing & Payout Calendar (Nov 2025 – Jan 2027)

Use this calendar to anticipate when tuition renewals or ACH pulls might be delayed because of weekends or U.S. bank holidays. If the 1st of the month lands on a Saturday, Sunday, or Federal Reserve holiday, ACH debits will start processing the next business day.

β€œ1st of the Month” Weekdays

Date Day Delay
Nov 1 2025 Saturday Possible
Dec 1 2025 Monday
Jan 1 2026 Thursday
Feb 1 2026 Sunday Possible
Mar 1 2026 Sunday Possible
Apr 1 2026 Wednesday
May 1 2026 Friday
Jun 1 2026 Monday
Jul 1 2026 Wednesday
Aug 1 2026 Saturday Possible
Sep 1 2026 Tuesday
Oct 1 2026 Thursday
Nov 1 2026 Sunday Possible
Dec 1 2026 Tuesday
Jan 1 2027 Friday

U.S. Bank Holidays when ACH Does Not Process, which could cause additional delays.

(Federal Reserve schedule: Nov 2025 – Jan 2027)


2025 (remaining)

  • Veterans Day β€” Tue Nov 11 2025
  • Thanksgiving Day β€” Thu Nov 27 2025
  • Christmas Day β€” Thu Dec 25 2025

2026

  • New Year’s Day β€” Thu Jan 1 2026
  • Martin Luther King Jr. Day β€” Mon Jan 19 2026
  • Presidents Day β€” Mon Feb 16 2026
  • Memorial Day β€” Mon May 25 2026
  • Independence Day β€” Sat Jul 4 (Observed Fri Jul 3) 2026
  • Labor Day β€” Mon Sep 7 2026
  • Columbus Day β€” Mon Oct 12 2026
  • Veterans Day β€” Wed Nov 11 2026
  • Thanksgiving Day β€” Thu Nov 26 2026
  • Christmas Day β€” Fri Dec 25 2026

2027

  • New Year’s Day β€” Fri Jan 1 2027

ACH payments do not move on these days.


πŸš€ Proactive Steps for Admins

  • Bookmark this page
  • Add a reminder to keep up with when delays that will occur. (We'll also make a note in our monthly newsletter)

You can also explore general payout timeframes and strategies for ACH below:

Configuring your payout schedule

Holiday Delays


πŸ’‘ Why Use This Feature

Proactively flagging ACH non-processing days prevents β€œWhere’s my money?” tickets, helps schools manage payroll, and builds trust by showing transparency in cash-flow timing. It also reduces Stripe payout confusion.

Did this answer your question? Thanks for the feedback There was a problem submitting your feedback. Please try again later.

Still need help? Contact Us Contact Us