Payout Schedules For Weekends and Holidays for ACH Payments

🏦 What Happens to ACH Payments on Weekends or Holidays

ACH (bank transfer) payments follow the standard U.S. banking schedule, which means they only process on business days. If your school’s ACH pull date falls on a weekend or bank holiday, the payment will start processing on the next business day.

🗓️ Example

Let’s say a parent’s ACH payment was scheduled for Saturday, November 1.

Because banks don’t process ACH transfers on weekends, the payment won’t begin moving through the banking system until Monday, November 3.

From there:

• ACH transfers typically take 3–5 business days to clear.
• Once the funds land in your Stripe balance, they’ll automatically be included in your next payout cycle.
• If your payout schedule is daily or weekly, Stripe will send the funds to your bank account on the next scheduled payout day.

✨ In short: If an ACH payment lands on a weekend or holiday, expect to see the funds in your Stripe balance 3–5 business days later, and in your bank account the following business day, depending on your bank’s processing time.

⚡ Optional: Instant Payouts

If you prefer to receive funds immediately after they appear in your Stripe balance, you can enable Instant Payouts in Stripe for same-day delivery (for a small additional fee).

Learn more about Instant Payouts →

💡 Why This Happens

The Automated Clearing House (ACH) network follows the Federal Reserve’s business calendar.

That means no ACH transfers are processed on weekends or federal holidays, even if your school’s system submits the payment request automatically.